Some banks still won’t touch Bitcoin; try and place a cryptocurrency-related transaction with them and it won’t go through. Over a decade after the inception of Bitcoin, crypto, for many banks, is simply too hot to handle. Primary account number (PAN) I have the same problem. Living in Switzerland, my CDC starts with 43 what references to UK. I set it to UK within Spotify, but also wrote the crypto.com support. I guess more and more people will raise this issue soon as they used the Spotify subscription as an incentive to join in the first place...
Most banks reserve the right to decline any transaction they deem to be out of character with your normal spending or withdrawal habits. In most cases, this can be cleared up at the register with a quick call to the bank, but it still could cause you some embarrassment. Some banks have security features in place and can be a little too safe and block authentic transactions. Error with the debit and credit card info We’re not given an exact reason a card is declined. If your customer has confirmed their card is valid and the transaction still declines, they should contact their card-issuing bank for more information.